Services/ Financial

Do you need to formalize an agreement
or a guarantee?

At the notary’s office, we handle all types of financial transactions: loans,
mortgage cancellations, guarantees, and debt acknowledgments.
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Documentation for financial procedures

Rigor

Each clause is reviewed to ensure the validity
and transparency of the transaction.

Protection

We help you understand the effects and responsibilities
of each financial document.

Trust

We guarantee that your signature will be carried out with all legal
guarantees and without unforeseen circumstances.

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In every financial transaction, trust and transparency are essential. We help you sign with the peace of mind that comes from understanding every detail.

Financial transactions require precise control and proper formalization to avoid future risks. At the Notaría Margarit in Viladecans, we offer specialized services for financial and credit operations, guaranteeing security, transparency, and clear guidance throughout every step.

We draft and authorize loan deeds, credit policies, mortgage cancellations, novations, subrogations and guarantees, verifying all agreed conditions and ensuring their correct adaptation to current regulations.

Legal rigor, detailed review and customer protection are the basis of our work to ensure that every transaction is signed with complete clarity.

Our goal is for you to understand every point before signing, avoiding doubts and ensuring that the document accurately reflects your wishes.

Whether on your own behalf or on behalf of a company, at the Notaría Margarit in Viladecans you will find professional advice, an efficient process and the peace of mind that every financial transaction is formalized with complete security.

View documentation for financial procedures

Óscar Margarit Robles

Notary of the illustrious notarial college of Catalonia.

What do they say about Notaría Margarit?

We offer personalized,
professional, and high-quality advice

I was delighted with the service I received. I signed the purchase agreement for my apartment here, and the entire process was quick, clear, and professional. They made me feel right at home, with a friendly and trustworthy approach. I will definitely return to this notary’s office.

Yaroslav Toporkov

Impeccable service: fast and very professional. I especially want to highlight Laura’s attention, for her efficiency and competence. I wouldn’t hesitate to work with them again and recommend them.

Raquel Robles Aguilar

Although the reason for our visit to the notary’s office was a sad one (the formalization of a will), the experience was overwhelmingly positive. From the very first moment, the entire team treated us with great kindness and respect.

Toni G.

They saved me from a difficult situation. Despite being extremely busy, they found time to grant me a power of attorney, whereas other notaries simply told me it was impossible. They were kind, punctual, and efficient. I’m delighted with them and will definitely recommend them.

Raul TM

I must highlight the kindness, empathy, and customer service of the receptionist, Natalia; she’s a true delight. Congratulations, Natalia, it’s a pleasure to encounter people like you. Customer service is essential. I manage staff, and I was impressed.

Mar Alonso

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At the Notaría Margarit in Viladecans, we help you prepare all the necessary documents for financial procedures. If you have any questions before your appointment, please contact us.

  1. Property deed or, failing that, a simple registry note.
  2. I.B.I. receipt
  3. If there were previous encumbrances on the property: zero balance certificate or provision to cancel them, unless it is intended that they remain in effect.
  4. The client must have received the information relating to the mortgage from the bank with sufficient advance notice, and the notary will verify this when carrying out the pre-signing deed for the mortgage.

Things to keep in mind:

  1. Declarations of completed new construction require a first occupancy license.
  2. When the property comes from a mortgage foreclosure, the Generalitat is required to waive its right of first refusal.
  3. When transferring ownership of an older property (more than 45 years old), proof of a building inspection (ITE) is required. The buyer may be exempt from this requirement.
  4. If there is a lease on the property, the lease agreement must be provided to verify whether or not there is a right of first refusal.
  5. If it is the couple’s or married couple’s shared home, both parties must appear before a notary.
  1. Bank certificate of zero balance, which proves that nothing is owed.
  2. Simple registry note of the property whose mortgage is cancelled, or copy of the deed by which the property was mortgaged.

Contact us

Do you need to complete a financial transaction or resolve a legal question?

At Notaría Margarit, we offer you a professional team with extensive experience in the various areas of Notarial Law.

Contact us and we’ll provide you with personalized service. You can call us, write to us, or visit us at our notary office in Viladecans: we’ll be happy to help you.

Where are we?

Carrer del Llevat, 2A, local 1, 08840 Viladecans, Barcelona

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Contact us

For any questions, concerns, or to schedule a visit with us

Call us at 93 655 22 70